Description

Ultimate Budget & Debt Tracker Template (Google Sheets)

Take control of your money effortlessly with our easy-to-use Budget & Debt Tracker Template, specially crafted for Google Sheets—no complicated formulas required. This comprehensive yet simple spreadsheet helps you clearly track income, expenses, savings, and debts, adapting perfectly to your personal finance goals.

This Budget & Debt Template Includes:

🌟 Budget Planner:

• Setup Page: Customize your budget easily by adding personalized subcategories to each main financial section.

• Yearly Overview: Get a clear snapshot of your finances at a glance, neatly broken down by income, bills, savings, investments, debt, and expenses.

• Category Overview: Instantly see how much you’ve spent in specific categories such as rent, electricity, car payments, groceries, clothes, entertainment, and more.

• Savings Funds Tracker: Manage your savings goals effectively, monitoring spending and progress effortlessly.

• Monthly Dashboards (Jan-Dec): Each month is clearly organized to track your income and expenses—no complicated formulas needed.

🌟 Debt Tracker:

• Track Up to 35 Debts: Focus individually on each debt while easily monitoring your overall progress.

• No Rollover Assumptions: Unlike snowball or avalanche methods that assume rolled-over payments, this template simply helps you monitor debts clearly, letting you repay them in a way that best suits your unique situation.

• Setup Page: Organize your repayment plan clearly, accommodating up to 35 debts and repayment schedules spanning up to 30 years.

• Debt Overview Page: Access detailed monthly breakdowns for each debt, clearly showing payments, interest accrued, and remaining balances.

🌟 Additional Features:

• Three Ready-to-Go Currencies: Instantly use USD, EURO, or GBP. Easily switch to any other currency supported by Google Sheets.

• Step-by-Step Video Tutorial: Clear, guided instructions demonstrating exactly how to set up and make the most of your template.

Why You’ll Love This Template:

• Simple & User-Friendly: No complicated spreadsheet formulas or financial jargon to stress about.

• Completely Customizable: Adjust categories, currencies, and debts effortlessly to fit your financial needs.

• Realistic Debt Management: Avoid rigid methods and simply track debts according to your personal repayment style.

• Instantly Accessible: Use your template anytime, anywhere online via Google Sheets.

Ideal for:

• Individuals and families seeking straightforward budgeting and debt tracking.

• Beginners or experienced users who appreciate simplicity and clarity.

• Anyone tired of complicated budget methods or restrictive debt repayment assumptions.

IMPORTANT Notes:

• Compatibility: This template is only compatible with Google Sheets.

• Digital Product: All sales are final. No refunds provided.

• Copyright Notice: This spreadsheet is protected by copyright and is the property of AlexOnaBudget. It is intended strictly for personal use only. Redistribution, resale, reproduction, or commercial exploitation, in whole or part, is strictly prohibited.